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Best Cash ISA for End of Tax Year Last Chance / Personal Finance

Whilst George Osbourne prepares to mask Budget 2012 tax rises by means of the stealth Inflation tax on indexation of allowances, against which one of the primary ways savers have to protect the value of their wealth against inflation theft is via Cash ISA's, for which the deadline deadline for utilising 2011-2012 allowances is imminent (5th April 2012) therefore this is your last chance to use it or lose.

The market interest rates have been continuing a trend towards normalisation which is resulting in a uptrend in interest rates as the market is further breaking away from the UK base interest rate of 0.5% that to all intents and purposes is irrelevant for all UK retail customers where even the best mortgage rates charged can be at least eight times higher and now the same holds true for the ISA market as new fixed rate ISA's illustrate.

Sami Shows How to Plant a Apple Fruit Tree Cox's Orange Pippin at Silverdale Close / Gardening

I am Sami Walayat and I am going to show you how to plant a fruit tree in a pot, I will be planting an red apple tree because I like to eat red apples.

First I need some mud (soil), my dad brought some in a bag from the shop

How to Plant and Grow Strawberries in a Pot in Your Garden, Silverdale / Gardening

Strawberries are an easy to grow fruit that are well suited to Britians climate, there are two variety of plants, either those that give one big crop once a year during the summer or the variety that give several smaller several crops for about half the year.

First thing you need to buy a planter to grow your strawberries in you don't have to get something as fancy as indicated in the below photo, as a plastic pot will do just as well.

Now that you have your strawberry planter, you next need to get some strawberry plants, which are available from virtually all of the garden centres and supermarkets such as homebase, B&Q, and supermarkets. The cheapest source as are super markets such as Lidl and Aldi for not only strawberries but many garden consumables such as compost, though the choice on offer in variety on offer is usually limited to just one choice.

Buying a Peach Tree, Pot and Soil, How to Plant a Fruit Tree Part1 / Gardening

You need three main things to plant a fruit tree in a pot.

1. A pot

2. A fruit tree

3. Compost / Soil

BUYING A POT

A decent sized pot is needed to allow a fruit tree room to grow for several years. My Dad bought a big pot from a local garden centre.

BUYING A PEACH FRUIT TREE

There are a number of places to get a fruit tree from such as the local garden centres such as B&Q or Homebase, but they are not going to have a lot of variety, mainly apple trees and some pear and cherry trees, but no peach trees.

New Darnall Community GP Surgery Health Centre Building / Sheffield Local Issues

Darnall Community Health consistently ranks as Sheffield's bottom ranking GP Surgery as measured by the Department of Health funded UK GP Patient survey in terms of overall satisfaction at the quality of healthcare received. The last analysed survey for the period to March 2011 featured more than 5.5 million detailed questionnaires being sent out to NHS GP patients across England of which 1.96 million were returned. For the city of Sheffield a total of 68,242 questionnaires were sent out to the patients of Sheffield's 92 GP surgeries of which 26,193 were returned from which detailed results were compiled as listed in the table at the end of this article.

Sheffield's Bottom 5 GP Surgeries - % Level of Overall Satisfaction

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2010-2011
2009-2010
 
HAROLD STREET MEDICAL CENTRE
82%
83%
HIGHGATE  SURGERY
80%
76%
TINSLEY SURGERY
80%
89%
DARNALL HEALTH CENTRE
76%
73%
DARNALL COMMUNITY HEALTH
70%
68%

Darnall Community Health languishes firmly at the bottom of Sheffield's 92 GP surgeries with a wide gap against other GP surgeries as other bottom ranking surgeries improve, DCH showed little improvement on the 2009-10 GP Survey (68%). The full results for all 92 GP surgeries are at the end of the this article with the results for the year to March 2012 due during June / July 2012.

Sheffield City NHS GP Health Centre, Walk in Centre Patient Review / Sheffield Local Issues

One Medicare (owned by One Medical) with much fanfare and glossy leaflet drops opened Sheffield's GP Polyclinic or Super Surgery in April 2009 that offered 7 days per week access from 8am to 8pm, situated near the centre of Sheffield on the corner of Rockingham Street and Broad Lane. The centre publicised that it was open to any person to walk in off the street and see a GP or nurse without a prior appointment (allow upto 3hours waiting time) and those choosing to register with the surgery would receive full NHS services, thus offering an alternative to patients stuck in the catchment areas of Sheffield's bottom ranking GP Surgeries.

Kashaf, Rafieda, Hashim, Haleema and Henna at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Welcome to Kashaf, Rafieda, Hashim, Haleema and Henna

Indleeb, Harris and Ryaan from Edinburgh at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Harris please stand still I am trying to take your photo

Yasmin Ali and Family at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Shahla's Sister Yasmin and family, including, Liaqat, Afiza, Aysha and Fatima

Yasmin with one of her daughters Afiza

Ambreen, Jamal, Danny, Zara and Natasha at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Ambreen arrived in time to help with the Khatum arrangements.

Auntie Chino at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Auntie China, Uncle and Irslan sat in the Conservatory

Yasmin Rachyal - Auntie Shami at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Yasmin Rachyal known to the family as Auntie Shami made the long trip from London

Ajaz Bhai and Shagufta at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Shahla's sister and brother in-law Ajaz Bhai and Shagufta arrive.

Habib Ul Rehman and Sadia at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Shahla's nephew and niece, Habib-Ul Rehman and Sadia from Dewsbury

Shahla with her Mother at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Shahla with her poorly mother in the conservatory.

Who's that who always tries to sneak into the shot? It's Zara!

By Nadeem Walayat

http://www.walayatfamily.com

Copyright 2012 WalayatFamily.com - All Rights Reserved.

Kamran and Family arrive at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Kamran arrives just in time for the event.

By Nadeem Walayat

http://www.walayatfamily.com

Copyright 2012 WalayatFamily.com - All Rights Reserved

Anika and Cousins at Walayat Family Khatum Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Anika gets her gang together before they go off to her pink princess room.

Walayat Family Khatum and Prayers at Silverdale Close / Home

The Walayat Family's house moving first Khatum and Prayers at Silverdale Close in memory of the head of the Walayat Family, Dr Choudhry Mohammed Walayat MBE who sadly passed away just a few months ago.

Last minute preparations.

Powertec Leverage Multi-System Gym Assembly and First Use Thoughts / Health and Fitness

Bought the powertec leverage multi-system gym on ebay. I'm sure I got a good deal even though I had to drive 150 miles to pick it up so a good 7 hours round trip.

The instruction booklet is daunting as there appear to be more pieces than go to make a car. However, luckily I won't have to assemble the whole gym from scratch as on picking it up it was disassembled into 6 main pieces and 5 smaller pieces, which should save a lot of time.

Tools needed - leather gloves to protect hands, ratchet, spanners and pliers.

The first thing to do is to join the bench seat to the central section.

How to Get a Place at Silverdale School, Sheffield by Adnaan Walayat / School and College

I will be starting Silverdale School in September this year. The league tables suggest that it ranks as one of Sheffield's best secondary schools.

Walayat Family Moves to Silverdale Close, Sheffield / Home

Walayat family moves to Silverdale Close, Sheffield.

The walayat family making their move in trip - The the car is fully loaded for the move from Darnall to Silverdale Close that had formely been the home of the Sarayreh family who have moved a couple of miles further south of the city.

Meadowhall Christmas Shopping, Where Are the Shoppers? / Sheffield Local News

Last Saturday December 17th was hyped across the broadcast media as being "Super Saturday" which was forecast to be the busiest shopping day of the year based on research by online comparison site Kelkoo.

However, reality does not match expectations at one of Britains largest shopping malls Meadowhall Sheffield, where the question I kept asking was where are the shoppers?

How Protect Your Bank Deposits, Savings From Collapse of Euro-zone Financial Armageddon / Personal Finance

The Governor of the Bank of England, Mervyn King, woke up form financial paralysis to warn UK Banks to prepare themselves against the risks of a collapse of the Euro-zone by forgoing annual bonus payments (based on fictitious tax payer funded profits) and instead shore up their capital against the wave of defaults and bankruptcies both banking and commercial that would follow a collapse of the Euro-zone.

"The crisis in the euro area is one of solvency and not liquidity

And the interconnectedness of major banks means the banking systems and economies around the world are all affected.

Savers Protect Your Deposits From Bankrupting Banks and Quantitative Inflation / Personal Finance

The Euro-zone continues to teeter over the edge of the financial abyss as bankrupting countries that cannot print Euro's threaten the collapse of its banking system that would would soon collapse the whole global banking system in a matter of hours as electronic bank runs sweep across the worlds financial system resulting in trillions of dollars worth of deposits being withdrawn in a matter of hours and thereby collapsing first the Euro-zone and then within 24 hours the UK, USA and Asia along with it. My recent article (Euro-Zone Prepares to Print Trillions in Advance of Greece Debt Default) covered the potential consequences for the world in the event of financial armageddon, this article continues on from the last article that covered the inflationary depression consequences of money printing that the likes of Britain and the United States are engaged in and that the Euro-zone WILL eventually replicate (Bank of England's Quantitative Inflation Bankster's Paradise Inflationary Depression Economy ).

Dr Choudhry Walayat MBE Dies, Former Sheffield City Councillor, Police Authority Member Funeral at Madina Masjid / Announcements

Nadeem Walayat writes: My Father, Dr Choudhry Mohammed Walayat passed away on Sunday 13th November 2011 at 9.42pm at the age of 75.

My father had been hospitalised since suffering a Major stroke in May 2011, following several months of stability with plans for home care to commence during Late October, my father took a turn for the worse on October 30th, following which he had remained critically ill until his death, and I was blessed to be at his bedside at the time of passing.

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